Loss Ratios
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| All Property & Casualty Lines (Excludes A&H) | 87.0% | 81.0% | 6.1% |
| Fire & Allied Lines | 95.3% | 158.0% | -62.7% |
| Farmowners | 83.2% | 75.9% | 7.3% |
| Homeowners | 180.2% | 77.5% | 102.8% |
| Commercial Multi-Peril | 83.9% | 85.6% | -1.7% |
| Mortgage Guaranty | 29.3% | 25.6% | 3.6% |
| Ocean & Aircraft | 61.6% | 113.9% | -52.3% |
| Inland Marine | 46.9% | 69.4% | -22.5% |
| Financial Guaranty | 1.0% | 3.0% | -2.0% |
| Medical Malpractice | 81.5% | 100.3% | -18.8% |
| Earthquake | 5.5% | 58.9% | -53.4% |
| Workers Compensation | 77.1% | 87.3% | -10.2% |
| Other Liability | 41.3% | 80.6% | -39.3% |
| Product Liability | 159.0% | 180.7% | -21.7% |
| Private Passenger Automobile - Total | 79.2% | 73.4% | 5.8% |
| Private Passenger Automobile - Liability | 70.0% | 77.3% | -7.3% |
| Private Passenger Automobile - Physical Damage | 89.8% | 68.1% | 21.7% |
| Commercial Automobile - Total | 74.6% | 77.5% | -2.9% |
| Commercial Automobile - Liability | 69.5% | 82.9% | -13.4% |
| Commercial Automobile - Physical Damage | 85.6% | 63.7% | 21.9% |
| Fidelity & Surety | 36.7% | 77.9% | -41.2% |
| Credit | 77.5% | 70.5% | 7.0% |
| Title | 17.3% | 5.2% | 12.1% |
| Line of Business | Missouri Loss Ratio |
Countrywide* Loss Ratio |
Difference |
|---|---|---|---|
| Total Accident & Health | 73.7% | 73.3% | 0.3% |
| Individual Accident & Health | 69.6% | 63.1% | 6.5% |
| Group Accident & Health | 76.1% | 80.1% | -4.0% |
| Credit Accident & Health | 37.8% | 35.5% | 2.3% |
Countrywide: National results only for companies licensed in Missouri.